Enter three numbers and see, honestly, whether you're paying too much — without giving a phone number, without an account, and without us ever calling you first. When you want a human, you choose the moment.
Enter three numbers. See where your rate sits against today's market for borrowers like you — no phone number, no email, ever.
Break-even maths that includes the real costs of moving — and sometimes tells you not to bother, and to ask your bank for a discount instead.
The 5% Deposit Scheme, grants and stamp-duty relief explained and checked in plain English — one place instead of ten PDFs.
We never call first. No phone number to see results. Your details are never sold. You choose when — and if — you talk to a human.
Existing borrowers in Australia are typically charged 0.30–0.50% more than new customers at the same lender — the “loyalty tax”. On a $500,000 loan that's roughly $5,000 a year, quietly. Meanwhile, asking for a better deal means wading through comparison sites that want your phone number, and brokers chasing you for weeks. We built Morty Check to break that loop: get honest answers first, talk to a human only when you decide.
Three numbers, no contact details, honest answers — then decide your next move.
Independent mortgage brokers · Zetland, NSW · Compare 60+ lenders